A Structural Warranty is an important piece of insurance that protects you against damages and financial losses caused by defects in building and construction work – including any defects in materials.
Without it, you could end up facing costly repair bills, or find yourself in a lengthy legal process trying to recover costs from developers should any defects emerge.
Previously, the go-to option for a Structural Warranty was the National House Building Council.
But this isn’t the case anymore as competition in the market means there are more options than ever to choose from.
This, of course, brings its own challenges.
Mostly, choosing a Structural Warranty that provides you with the right level of protection you need, within the budget you’ve got.
In this guide, we’ll go through the main issues you should think about and key questions you need to ask when choosing a Structural Warranty to make sure you get the protection you need.
Who’s providing the insurance?
As with most insurance policies, you’ll have to consider the insurer who will underwrite the warranty and payout in the case you need to make a claim.
There are a number of insurers who can provide cover under a Structural Warranty, so whether you go with an established provider or a newer entrant to the market could impact the cost and level of cover they’re able to provide.
What level of cover do you need in your Structural Warranty?
A Structural Warranty can provide differing levels of cover based on what you need.
It can cover any repairs as well as the partial or complete rebuild of a property as a result of defects.
With this in mind, you need to make sure your property is fully insured for any eventuality.
If not, you could find yourself with a substantial repair bill.
Also, if you’ve obtained a Structural Warranty for a project that includes existing structures, does the policy cover defects in the existing building or is it just for the new work?
Most policies only cover new work, so this is something you’ll need to pay attention to.
Who is liable for repairs in the case of defects?
A main advantage of buying a Structural Warranty is that it can remove any doubt over who is responsible for repair work or rebuilds in the event you make a claim as a result of defects.
Typically, developers will be responsible for any repair work during the first two years of the warranty.
After that, you should ensure you understand who will be responsible.
Are you covered for defects caused by water ingress?
If your property suffers from damage caused by water, or from the drainage system as a result of defects caused during the design or work on the property – or due to materials used in the development – you should be covered under a Structural Warranty.
Make sure you check with your provider that the wording of the warranty does protect you in these instances.
When will technical reviews take place?
Ideally, you should have a Structural Warranty in place before any building work takes place.
The warranty provider will review all structural drawings to identify any potential problems, and then carry out regular checks of work during development to check for defects.
As part of the warranty you should establish how often these checks will take place, and what feedback and results you can expect.
You should also understand the standards the project is being reviewed under.
Get peace of mind with a Structural Warranty
Our award-winning ABC+ Building Warranty covers all types of properties from residential to commercial, newly built to converted, mixed development schemes to single dwellings, housing associations to self-builders.
We can help you find a warranty to help cover the costs of fully or partially rebuilding a property in the event of defects or for carrying out repair work.
We’ve worked with tens of thousands of residential and commercial property projects in UK.
Get our indicative QUICK QUOTE in minutes or call our offices to discuss your building project tel. 0161 928 8804
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A successful opening of ABC+ Warranty new offices in Altrincham by the Mayor of Trafford Tom Ross.
Many local businesses and members of the construction industry attended on May 9th.
ABC+ Warranty is expanding as the growth of structural warranties for new and converted homes continues.
Call 0845 680 0467 the office for a structural warranty quote for your new build project.
Altrincham Today coverage of our Open Event happening on May 9th.
Anyone wishing to attend can reserve their place by emailing firstname.lastname@example.org or calling 0161 928 8804 and asking for Victoria Marsland.
We look forward to welcoming our customers, suppliers and local businesses to our New Offices Open Event on May 9th 2019
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Our cost effective 10 Year Structural Warranty is now widely accepted by banks and building societies.
For many years, the well known Warranty Giants have had the monopoly within the construction market, as a result, they were able to charge extortionate fees and then exclude many components of the property. In fact their Warranty certificate probably wasn’t worth the paper it was written on…
We believe it shouldn’t cost you the earth to build your home!
That’s why our ABC+ Warranty has NO membership fees/ NO renewal fees/NO holding bonds required and best of all we promise to beat any quotation you may have already received.
We also provide Building Control/ Road Bonds/ Contractor Performance Bonds and CML, now known as UK Finance Certificates.
ABC+ Warranty meets the governments Help to Buy criteria and is fit for Housing Associations, self builders and the larger developer.
Our certificates can be issued in minutes with full access to your inspection reports. It’s as easy as.. ABC+ Approved Building Certificates
Our annual CPD meeting for our sixteen surveyors happened on Friday the 1st of November. This was a great success for Professional Consultants Certificate Ltd. Many issues were raised and solutions discussed… all surveyors left the meeting being satisfied with our general improvements to our surveying services. Our unique product of CertificatePlus+ has matured to a fully functional warranty service, which is considerably cheaper than an NHBC warranty. We have achieved an association with various warranty providers enabling our clients to achieve a seamless surveying service to a ten year defects policy.
Here at Professional Consultants Certificate Ltd we actively support and provide Continual Professional Development for our seventeen, member, surveyor professionals. This coming Friday we are holding our second annual meeting here in Altrincham. We have surveyors coming to the meeting from the four corners of the UK and as far a field as Northern Ireland and Cornwall. At this year’s meeting we will be explaining the benefits of our unique, copyrighted system of CertificatePlus+ and also introducing some improvements to our surveying systems. We have guest speakers for the new ‘Help to Buy’ scheme and our specialist insurance partner will be explaining their warranty products.We will update this news following the meeting.
Welcome to the October edition of the Architects Certificate monthly newsletter. This month has seen many great additions and extensions to the many services that will be invaluable to our clients.
Welcome to the September edition of the Architects Certificate monthly newsletter. This month has seen many new additions to Architects Certificate, not only in the services that we provide but in terms of 2 new RMSs. This allows us to be more efficient, cover a greater area and provide our services to more clients nationwide.