ABC+ Consumer Code

Built on Trust and Transparency

Protecting homeowners with fair treatment, expert guidance, and warranties you can rely on since 1989.

Professional Consultants Certificate (PCC)

ABC+ Consumer Code

Built on Trust and Transparency

Protecting homeowners with fair treatment, expert guidance, and warranties you can rely on since 1989.

Our Commitment

Based in Manchester since 1989, our passion for providing warranties on homes for all purchasers that are built to the highest standards and creating environments that make lifelong memories is the reason we operate every day.

All our surveyors are RICS Qualified, and all of our staff work hard to provide additional support to all of our Code Subscribers and new homeowners from the start of the project and throughout our policy period.

Our ABC+ Homeowners Guide contains helpful information to ensure that all our homeowners have a positive ‘settling-in’ process. This has been produced with additional comments from our Qualified Surveyors based upon their collective years of inspecting homes and input from our claims team, who have first-hand experience of the types of reported concerns.

Any property displaying our ABC+ Warranty Consumer Code badge logo should be evidence that the property is ‘fit for purpose’ and that support is on hand as and if required. All of our new homeowners are treated in a fair and transparent way and offered everything they should need when purchasing a new or newly converted property.

What Is Our Code?

Trust and Positive Experience

Our code is designed to build trust in the industry and provide a seamless and positive experience in purchasing of a new or newly converted property. Our Code Subscribers are responsible for ensuring you are offered the correct advice and information up to and upon completion of your purchase.

The Developers Responsibilities

Consider structural warranty for new build
  • To treat all purchaser fairly and with respect

  • To provide all correct documentations and specifications in relation to the property to the purchaser in a clear and impartial way

  • To provide up to date contact details to all their purchasers

  • To deal with all concerns in a timely manner

Who does the Code Apply to?

Upon taking out a structural warranty with us, all developers from 1st February 2018 are automatically subscribed to our code. This means they have to adhere to the standards outlined above.

Our Code Subscribers vary greatly, from major developers of large projects to self-builders and one-off developers.

The exceptions are listed below

Our Responsibilities

The role of ABC+ Warranty

Our code sets out certain requirements that ABC+ must follow to protect the homeowner:

We ensure that we have established policies and procedures to operate in an organised manner. This enables us to meet the standards of our code
We take steps to ensure that the Code Subscribers (developers) are genuine and operate with integrity
They must demonstrate financial stability to ABC before your warranty is issued

All our developers are rated 1-5, 5 being excellent customer service.

5 – Excellent
4 – Good
3 – Satisfactory but requires further training
2 & 1 – Full Investigation Training & Monitoring

Code Exceptions

When does it not apply

Snagging

Developer liability period

Our ABC+ 10-Year Structural Warranty includes a standard 2-year developer liability period. This means that for the first two years after building control completion, the developer is responsible for fixing any structural issues.

For snagging, the purchaser and developer should agree on any snags and how they’ll be resolved before, during, or after the sale. This agreement should also outline any exceptions and the timeframe for reporting snags after purchase.

Please note that snagging isn’t covered under the ABC+ Consumer Code, but we can help through our free, impartial dispute resolution service if needed.

What if things go wrong?

Who takes on the responsibility

If you have any complaints or queries you should contact both ABC+ Warranty and your Developer as we may need to note your concern on our files so we can support you if and as required. Your Developer must acknowledge your complaint within 7 days and provide a response on how they will resolve the issue within 30 days.

If you are unsatisfied with the outcome that the developer has proposed then you must refer your reason for that dissatisfaction plus evidence to support the reason you have not accepted this final decision from the Developer to us so that we can support you through the next steps of application to Dispute Resolution service. It must be noted, however, that ABC+ Warranty cannot engage in disputes of any nature between developers and their purchasers.

CEDR (our dispute resolution provider) will take an unbiased and unprejudiced view from both parties. Their decision is legally binding on the developer but not you. If you are still unhappy, you can choose to pursue legal action

Limitation of dispute resolution

The code will not cover disputes that are:

• Snagging (as explained above)
• Between your purchaser and any third party
• Currently going through the insurance claims process
• Currently being processed through the legal system
• Currently in another dispute resolution provider
• For more than 25% of the property purchase price
• Any claim relating to a personal injury

A Case Study

Mrs X, was unhappy with the response provided by her developer in relation to the fact that she had not been left any information in relation to her policy certificate and policy insurance document therefore she was unaware of the claims process.
She called ABC+ Warranty to request this information, which was provided to her so that she was not left without this documentation.

We investigated what information was sent to the developer and confirmed both the policy document, details of the Developer Liability Period and the warranty certificate was provided with instructions that this pack was to be provided to the homeowner.
The developer denied receiving this email and denied that he was aware of his obligations regarding our Code and the developers’ liabilities.
We forwarded him our evidence to support that we had provided details of our code and that he had breached the code by not providing his homeowner with further support and policy information.

Additional training was provided to which he apologised to the homeowner, he would arrange a visit to address any concerns and had confirmed that training had been provided.

The homeowner was satisfied with this response and the complaint was closed.

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