If you're building or converting a residential property in the UK, a Professional Consultants’ Certificate (PCC) offers essential assurance to lenders and buyers by confirming the property's construction meets required standards.
When buying a new or converted property, most mortgage lenders require certification such as a Structural Warranty or Professional Consultants’ Certificate (PCC) to confirm the build meets regulatory and safety standards.
The acronym ‘CML’ stands for Council of Mortgage Lenders, a former UK industry body for mortgage lenders—now part of UK Finance since its 2017 merger with other financial groups.
Getting a mortgage for a new build can be challenging, but if you're the buyer not the builder, the developer should already have a 10-Year Structural Warranty in place to support your application.
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