Certificates Issues in 2 Weeks
We can send the surveyor to your property within 1 week from quote acceptance and then subject to receiveing all necessary documentation, we can issue the certificate.
Once known as an Architect’s Certificate, or a CML Certificate (Council of Mortgage Lenders), the current industry standard for newly built or converted properties is a No developer liability/defects period. It must be administered by a professional consultant, like an architect.
If you intend to get a mortgage to help you finance the property purchase, then you’ll need to prove that the construction work adheres to acceptable building standards. Before offering you a loan, mortgage lenders will normally require proof such as a PCC or 10 Year Structural Warranty.
What options does PCC offer you?
Please note: We can recommend BCS Contractors but we are not a Building Control Service Company.
All building work in England and Wales must comply with safety codes, including the Building Safety Act and Building Regulations. Anyone carrying out building work is obligated to notify their local Building Control office, and submit an application for legal approval.
Whether you’re looking to renovate or extend your current property, hoping to build your dream home from the foundations up, or designing a commercial property development, you’ll need to meet strict rules for the work to stand up to the scrutiny of a Building Regulations inspector.
Failing to comply with these regulations can delay build completion, drive up costs, and prove disastrous if a completed building is found to have structural defects that make it unsafe.
You won’t be able to occupy or sell a building if it isn’t considered fit for purpose. This is why you should arrange a Building Control inspection plan, so that an approved surveyor can inspect your progress throughout different stages of the build and make sure that everything is done correctly.
PCC Certificates Issued in 2 Weeks
We can send the surveyor to your property within 1 week from quote acceptance and then subject to receiveing all necessary documentation, we can issue the certificate.
Approved Inspector for Building Control
Not only do we provide Structural Warranties for all kinds of building types here at Architects Certificate, but we also provide independent Building Control inspections.
Our approved Building Control inspectors are backed by the Construction Industry Council (CIC), being fully trained to provide expert guidance throughout the construction stages of your project. We carry out all inspections to the highest standards, at all times.
Whether you’re looking for Building Control for homeowners for a residential property or Building Control for commercial properties as a developer, we can ensure that your projects comply with all of the relevant building legislation and can receive a completion certificate once the work is done.
If you’re building or altering a property, or making changes to the way the premises will be used, then it’s likely that you’ll also need planning permission from the local authority. This is not the same as Building Regulations, but we can also liaise with other authorities if required to make the entire process smoother all around. Get in touch with ABC+ to make the Building Control application and inspection procedure more efficient and cost-effective. Call us on 0161 928 8804 or email info@architectscertificate.co.uk today – our team is available to assist you between 9am and 5pm, Monday to Friday.
Thorough Process from ABC+
FAQ
A Professional Consultants Certificate can only be issued by a qualified consultant, officially approved and listed in the CML Handbook (now the UK Finance Mortgage Lenders Handbook). Luckily, we are one such trusted company, able to provide standardised surveys and certificates.
Click these links to view our examples of the standard PCC format in your area: England, Wales, Northern Ireland. These certificates ensure legal liability for 6 years, backed by professional indemnity insurance. The certificate will be transferable to future owners within those 6 years.
Please remember that a PCC is not a warranty – for more comprehensive cover, consider our ABC+ Structural Warranty. We also give you the option to upgrade from a PCC to a Structural Warranty if you prefer. Click here to get your free no-obligation quote for a Professional Consultants Certificate.
A PCC is a legal document confirming that your project has been completed satisfactorily, monitored by a professional and signed off by a qualified architect or surveyor.
It states that the construction work conforms to planning permissions, building regulations, and other associated contracts.
Since PCCs are often issued by architects, they are sometimes referred to as Architect’s Certificates. Before the UK Finance merger took over the Council of Mortgage Lenders, they were also called CML Certificates. However, the current appropriate name is the Professional Consultants Certificate.
It’s considered a more affordable alternative to a Structural Warranty, but it’s important to note that a PCC is not a latent defects insurance policy. A Professional Consultants Certificate provides limited legal cover for defect liabilities, but these certificates are necessary to secure mortgages.
If you need to take out a loan to fund construction of the property, then you’ll need a PCC before the lender will release the funds. This especially applies to stage payments, where the bank releases the money in instalments at key stages. Your PCC provider can supply interim certificates at each stage.
Even if you want a lump sum loan, you’ll still need legally valid proof that your purchase is covered against financial risks. The PCC ensures that the construction has been effectively monitored and properly completed, and that the consultant is liable if something goes wrong in the next 6 years.
Should you intend to sell the property on within 6 years, or rent it out with a Buy-to-Let mortgage instead of living in it yourself, you’ll still need a Professional Consultants Certificate. It offer lower costs initially, but you should upgrade to the more comprehensive Structural Warranty later on.
Our Professional Consultants Certificates are accepted by 95% of lenders in the CML/UK Finance Handbook. For more information, you can view our list of almost 100 lenders who accept our CML certificate, including the following major high street banks and building societies:
- Aviva
- Bank of Scotland
- Barclays
- Bradford & Bingley
- Clydesdale Bank
- Halifax
- HSBC UK
- Lloyds Bank
- National Westminster Bank (NatWest)
- Nationwide
- Sainsbury’s Bank
- Santander UK
- Scottish Widows
- Tesco Bank
- Royal Bank of Scotland (RBS)
- TSB Bank
- Ulster Bank
- Virgin Money
- Yorkshire Bank
As you can see, the majority of mainstream mortgage lenders accept a Professional Consultants Certificate. For your own peace of mind, you should contact the lenders for direct confirmation.
Other Services We Offer
All-In-One Insurance & Financial Services
