Professional Consultants Certificate or PCC can be issued when the property has reached the stage of completion.

In these circumstances, the wording of the CML, now known as a UK Finance prescribed certificate, should not be amended. It’s important to note that the same liability remains in place for the issuing provider of the PCC to protect both the purchaser of the property and their mortgage lender. Here at Architects Certificate, the protection of all parties is our number one priority, especially with a completed house warranty.

CML prescribed wording and liability operates as though the property was monitored from the outset, and therefore the issuing provider of a completed property is accepting a higher degree of risk. Our Chartered Surveyors will carry out our full building condition survey and may request the opening up of any areas of concern to ensure that there are no structural issues present. We take a thorough approach before we hand out any form of completed home warranty.

When issuing the CML, now known as UK Finance PCC under these circumstances, this is a more costly option as opposed to appointing a PCC provider from the outset.

No certification will be issued until all works have been satisfactorily completed and evidenced.

*Whilst other providers may advertise a Completed House Warranty, be aware that no such adjustable certificate exists. Only the wording as prescribed by the CML, now known as UK Finance, should be provided to ensure acceptance by the mortgage lender and full liability by the issuing PCC provider.

Speak to us for more information

If you’re still unsure about any aspect of a completed house warranty, then our team of experts are gladly on hand to assist. We have many years of experience in the field of structural warranties, so we are the best people to contact with any enquiries you may have.

Call us on 0161 928 8804 or email us at for more. You can also fill out our online form here.


— Established in 1989.  

Our surveyors hold at least one of the following qualifications.

Riba Logo - architects certificate

RICS Logo - architects certificate

Cibo Logo - architects certificate

Ciat Logo - architects certificate

ICE Logo - architects certificate

Stroma Logo - architects certificate

Can you sell a house without a warranty?

Selling any property comes with its risks, but if you intend to sell a property that’s been built in the last 10 years that doesn’t have a structural warranty, it could be impossible for your buyer to get their hands on a mortgage.

Lenders won’t agree to provide funds without a warranty that covers the property, or excludes the buyer from liablity for existing structural issues.

Completed housing warranties are available but finding the most appropriate one for your property can be a daunting task, especially if you have no experience.

That’s where we come in.

If you have any queries or concerns, be sure to get in touch by calling 0161 928 8804 or emailing – one of our experts will be more than happy to help!

What exactly do completed home warranties cover?

Once the property is built, the warranty is split into two periods – the defects insurance period, which covers the first two years, and the structural insurance period which covers anywhere between three and ten years.

During the first two years, if your buyer experiences problems like windows letting in rain because they aren’t sealed properly or your heating not working because of faulty pipes, you will be responsible as the builder to fix them.

For the next next three to ten years, the property developer is only responsible for major structural issues with the property.

This includes foundations, the external render, roofs, ceilings, chimneys and load-bearing parts of the floors – anything smaller defects will be the buyers responsibility at this point, like problems with the gutters for example.

Your warranty wont cover natural wear and tear, weather damage or any problems cause by poor maintenance.

Why should I choose Architects Certificate?

As recently awarded best architect certificates and structural warranty company in the UK, we monitor and certify the construction of thousands of residential and commercial properties right across the country.

Our surveying history began over 30 years ago, and since then the team has provided tens of thousands of satisfied clients with their award-winning services and products.

Our customers can rest assured that they’ll receive high-quality support that meets their needs, that doesn’t burn a hole in their budget.

So that you can organise your finances more effectively, we’re also able to offer flexible stage payment plans at no extra cost!

To top it all off, we guarantee to beat any other genuine quotation, click to request yours here!

Our Latest Reviews

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