Commercial Property Insurance with ABC+ Warranty
Commercial Property Owner’s Insurance protects landlords, developers and investors who let commercial buildings. It covers the physical structure and, where required, contents against fire, flood, storm damage, theft and malicious damage, whether you hold a single commercial unit or a wider portfolio.
At ABC+ Warranty, we arrange commercial property cover sourcing bespoke policies from leading insurers, backed by AXA Insurance, to suit how your commercial property is let and used.
What Commercial Property Owner’s Insurance covers
A standard policy protects your commercial building and, where required, its contents against the major risks property owners face day to day. Cover typically extends to:
- Loss of rental income Covers lost rent when an insured event, such as fire or flood, forces tenants to vacate during repairs
- Property owners’ liability Protects you if a member of the public is injured, or their property is damaged, at your premises and they hold you responsible
- Buildings and contents cover protects against fire, flood, storm, theft and malicious damage
Cover levels depend on the type of commercial property, how it’s occupied, and whether it’s held individually or as part of a portfolio. Speak to our insurance experts to discuss your needs.
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Types of commercial property we cover
Commercial Property Owner’s Insurance can be arranged for a wide range of let commercial buildings, including:
- Offices – including office buildings and individual commercial units.
- Retail/Shops – including shops and other retail premises.
- Warehouses/Industrial – including warehouses, industrial units and similar commercial properties.
- Mixed-Use/Flats above shops – including properties combining commercial premises with residential accommodation.
Cover is built around how the property is used and let, so speak to our team if you don’t see your property type mentioned here.
Is Commercial Property Owner’s Insurance a legal requirement?
Commercial Property Owner’s Insurance can be arranged for a wide range of let commercial buildings, including offices, shops, warehouses, industrial units, and mixed-use buildings with commercial tenants. Cover is built around how the property is used and let, so speak to our team if you don’t see your property type mentioned here.
Why Choose ABC+ for Commercial Property Owner’s Insurance
Our Commercial Property Owner’s Insurance is arranged by Nicola Smith, a CII qualified insurance broker with almost 20 years of experience in the construction and property insurance sectors, and backed by AXA Insurance.
- Cover arranged for single commercial units through to diverse, multi-property portfolios
- Commercial property risk handled by the same broker as our Property Owner’s Insurance range, including residential, unoccupied and listed building cover
- Standard cover includes buildings and contents protection, property owners’ liability and loss of rental income
- Backed by AXA Insurance for your peace of mind
Commercial Property Owner’s Insurance sits alongside our Unoccupied Property Insurance for vacant commercial premises, so developers and investors can cover a property whether it’s let or standing empty.
Get a quote for Commercial Property Owner’s Insurance, or speak to our team about which type of cover fits your property. Call us on 0161 928 8804, message us on WhatsApp, or email abc@architectscertificate.co.uk.
Nicola Smith
Nicola Smith is a CII qualified insurance broker specialising in the construction and property sectors with almost 20 years of experience in the Insurance Broking industry. She has built her career on a commitment to genuine, old fashioned customer service.
Nicola believes that Insurance is all about protecting what you have worked so hard to build and achieve and that taking the time to understand your business and your insurance requirements is the key to a successful working relationship.
FAQ
Cost depends on factors including the type and age of the property, its location, how it is occupied and let, and the type of business trading from it. The tenant’s trade can have a significant impact on the level of risk, with activities such as warehousing combustible materials or operating a hospitality venue with deep-fat fryers potentially requiring different levels of cover than a standard office.
If a property has both residential and commercial areas, such as flats above shops, it may also require specialist mixed-use cover. This can include appropriate liability and theft cover for the different parts and uses of the building.
Cover can be arranged for a wide range of let commercial buildings, including offices, shops, warehouses, industrial units, and mixed-use buildings with commercial tenants.
Standard cover includes buildings insurance, property owners’ liability, and loss of rental income if an insured event forces tenants to vacate during repairs. Contents cover can be included where required.
Yes. Commercial Property Owner’s Insurance is structured to cover a portfolio of commercial properties under a single policy arranged through one broker.
Commercial properties that are standing empty, whether between tenants or during refurbishment, are covered through our Unoccupied Property Insurance.
Commercial Property Owner’s Insurance covers landlords, developers and investors who let commercial buildings to business tenants. It protects the structure, and where required the contents, against risks such as fire, flood, storm, theft and malicious damage, and covers your liability if someone is injured or their property is damaged at the premises.
