NHBC Warranty Alternative – ABC+ 10 and 12 Year Structural Warranty Cover

Looking for a cost-effective alternative to an NHBC Warranty? ABC+ Warranty provides competitive 10 and 12 Year Structural Warranty solutions for developers, self-builders, contractors, housing associations and property owners across the UK.

Our ABC+ Structural Warranty could help you save thousands of pounds compared with other structural warranty providers, including the National House Building Council, commonly known as NHBC. If you have already received a genuine like-for-like quotation from another provider, speak to ABC+ before you proceed.

We aim to make structural warranty cover fast, transparent and affordable, with no unnecessary hidden charges, no broker fees and a quick quotation process.

A Competitive NHBC Warranty Alternative

A structural warranty is an important form of protection for new build homes, conversions and property developments. It can provide cover against qualifying structural defects after completion and is often required by mortgage lenders, buyers, solicitors and funders.

ABC+ Warranty offers a practical alternative to NHBC and other warranty providers for clients who want reliable cover without unnecessary delays or excessive costs.

Unlike some providers, ABC+ does not charge unnecessary:

  • Registration fees
  • Renewal fees
  • Holding bonds
  • Broker fees

We are not a broker, which means you deal directly with the warranty provider rather than paying additional broker-related charges.

Fast 10 and 12 Year Structural Warranty Quotes

Delays with warranty documents can slow down sales, legal completion, mortgage approval and construction timelines. ABC+ is designed to help make the process straightforward.

You can request a free, no-obligation structural warranty quote online and receive clear guidance on the most suitable option for your project. Once the required information has been reviewed, an ABC+ Warranty Certificate can often be issued quickly, helping you move forward without waiting weeks or months for essential documentation.

What Is a Structural Warranty?

A structural warranty, sometimes referred to as latent defects insurance, provides cover for certain serious structural defects that may appear after a property has been completed.

This type of cover is commonly used for:

  • New build homes
  • Property conversions
  • Residential developments
  • Mixed-use schemes
  • Commercial developments
  • Self-build projects
  • Housing association schemes
  • Completed properties

For many projects, a recognised structural warranty is required before a property can be sold, mortgaged or legally completed.

10 and 12 Year Structural Warranty Cover from ABC+

ABC+ provides 10 and 12 Year Structural Warranty options for a wide range of property types across the UK.

Our structural warranty solutions may be suitable for:

  • Single new build homes
  • Multi-unit residential developments
  • Commercial buildings
  • Mixed-use developments
  • Barn conversions
  • Flat conversions
  • Self-build homes
  • Developer-led projects
  • Housing association properties
  • Completed or partially completed properties

Whether you are building one home or managing a larger development, ABC+ can help you arrange suitable warranty cover at a competitive price.

Why Choose ABC+ Instead of NHBC?

ABC+ offers a flexible and cost-effective structural warranty alternative for developers, builders, property owners and self-builders.

With ABC+, you benefit from:

  • Competitive 10 and 12 Year Structural Warranty options
  • No unnecessary registration fees
  • No renewal fees
  • No holding bonds
  • No broker fees
  • Fast online quotations
  • Quick certificate turnaround where possible
  • UK-wide support
  • Access to survey reports for inspections carried out on your property
  • Flexible options for new builds, conversions and completed developments

Our aim is to make the warranty process simple, transparent and affordable from the start.

Start with a Professional Consultants Certificate and Upgrade Later

For some projects, a full structural warranty may not be required immediately. In these cases, you may be able to start with a 6 Year Professional Consultants Certificate, formerly known as a CML Certificate or Architects Certificate.

A Professional Consultants Certificate is accepted by many banks and building societies and may be a more cost-effective option where a full 10 Year Structural Warranty is not required at the outset.

If a buyer, lender or solicitor later requests a 10 Year Structural Warranty, ABC+ may be able to upgrade the property to an ABC+ 10 Year Structural Warranty Certificate. This gives you flexibility while helping to keep upfront costs lower.

Arrange Your Structural Warranty Before Work Starts

An ABC+ Structural Warranty can be arranged at different stages of a building project. However, appointing ABC+ before construction begins is usually the most cost-effective option.

Early appointment allows inspections, technical checks and reporting to be planned properly from the outset. This can help reduce retrospective issues, avoid additional costs and make the warranty process smoother.

If your project has already started or is close to completion, ABC+ can still review your circumstances and advise on the options available.

What Does an ABC+ Structural Warranty Cover?

An ABC+ Structural Warranty may cover the cost of repairing or rebuilding parts of a property where a qualifying structural defect has occurred as a result of issues such as defective design, workmanship or materials.

Depending on the policy and project type, structural warranty cover may include:

  • The cost of full or partial rebuilding following a qualifying structural defect
  • Repair costs for damage caused by certain structural issues
  • Damage caused by water ingress resulting from defective design, workmanship or materials
  • Drainage-related structural issues
  • Contaminated land cover, where applicable
  • Alternative accommodation costs, where applicable
  • Debris removal costs, where applicable
  • Deposit protection in the event of developer insolvency, where included

The exact level of cover will depend on the policy terms, property type and warranty option selected.

What Is Not Usually Covered by a Structural Warranty?

Like all insurance products, structural warranties have exclusions. These can vary depending on the policy, but they commonly include:

  • Unapproved alterations or extensions
  • General wear and tear
  • Fixtures, fittings and cosmetic defects
  • Accidental damage
  • Damage caused by severe weather events
  • Vandalism, arson or deliberate damage
  • Poor maintenance after completion

Before proceeding, you should always review the policy wording carefully so you understand exactly what is and is not covered.

What Is NHBC?

NHBC stands for the National House Building Council. It is one of the best-known new build warranty providers in the UK and has operated within the housing and construction sector for many years.

An NHBC Warranty is commonly used for new build homes and is designed to provide cover for certain defects after completion. However, NHBC is not the only option available. Developers, self-builders and property owners may also consider alternative structural warranty providers such as ABC+.

Alternatives to an NHBC Warranty

If you are looking for an NHBC Warranty alternative, there are usually two main options to consider.

Option 1: Professional Consultants Certificate

A Professional Consultants Certificate, previously known as a CML Certificate or Architects Certificate, is a 6 Year certificate accepted by many banks and building societies.

This can be a lower-cost option for certain projects where a full structural warranty is not required immediately.

Option 2: 10 or 12 Year Structural Warranty

A 10 or 12 Year Structural Warranty provides longer-term cover and is often preferred by lenders, buyers, solicitors and developers.

ABC+ offers both 10 and 12 Year Structural Warranty options, giving you flexibility depending on your project requirements.

Professional Consultants Certificate vs Structural Warranty

A Professional Consultants Certificate and a Structural Warranty are not the same product. They perform different roles and offer different levels of protection.

A Professional Consultants Certificate is based on professional oversight and certification, while a Structural Warranty is an insurance-backed product designed to provide cover for qualifying structural defects.

Because the two options work differently, it is important to choose the right solution for your project, lender and buyer requirements.

ABC+ can help you understand both options and decide whether a Professional Consultants Certificate, a Structural Warranty or an upgrade route is most suitable.

Choose a Reputable Provider

Whether you choose a Professional Consultants Certificate or a full Structural Warranty, it is important to work with an established and properly insured provider.

Before proceeding, always check:

  • The provider’s experience
  • Their professional indemnity insurance
  • Whether the certificate meets lender requirements
  • Whether the provider has an office and proper contact details
  • Whether the documentation is suitable for solicitors, lenders and buyers

ABC+ provides a free certificate checking system to help review whether a certificate is compliant with lender requirements.

Why Choose ABC+?

Since 1989, the team behind Professional Consultants Certificate Ltd has advised thousands of buyers, builders and property professionals on structural warranty and certificate options.

ABC+ surveyors are covered by a £2,000,000 professional indemnity policy, giving clients confidence that they are working with an experienced and properly insured provider.

Our unique ABC+ Warranty system allows you to begin with a lower-cost Professional Consultants Certificate and upgrade to a full Structural Warranty during or after the project if required.

Request Your ABC+ Structural Warranty Quote Today

Before proceeding with NHBC or another structural warranty provider, request a quote from ABC+.

You could save thousands of pounds on your 10 or 12 Year Structural Warranty while benefiting from transparent pricing, fast turnaround and professional support throughout the process.

To discuss your project, call ABC+ on 0161 928 8804 or request your free, no-obligation quote online today.

The ABC+ system is a unique, trade-marked system for Architects Certificate & Professional Consultants Certificate Ltd.