Monthly Archives: September 2021

 

29 
Sep

How can I get building control approval?

When any building is in the works, having it meet building regulations is crucial. Even if you’re looking to go through with a small extension on your home, it’s vital that your project meets all building regulations, otherwise you could be facing disastrous circumstances in the future. For example, a build may have a major flaw that could affect the safety of those inside at any point. If this wasn’t picked up by building control (we’ll come onto them later) or it doesn’t meet building regulations, it could put those in the vicinity at risk and leave the owners of the building liable to damages in the future.

What we’re trying to say is, no building project should commence until it’s been confirmed that it has met building regulations by a team of professionals. Here at Architect Certificate, we provide expert building control services so you can be certain your project has been given the green light.

So how does this process come about? Let us shed a little light on our area of expertise in this blog post.

What is building control?

You may not have heard of building control previously, but this group of surveyors ensure that any building work that is in the pipeline complies with building regulations. To make sure that this is the case, building control perform several in-depth tests and checks so the building is safe to use.

These checks cover all aspects of the construction of the building, including (but not limited to):

  • Ventilation
  • Insulation
  • Issues with fundamental structure
  • Accessibility
  • Fire escapes and fire protection

During the construction of a building, you can expect to see regular visits from these surveyors to deal with any potential issues at source, rather than see major backtracking further down the line that could cost time and money. Hardly ideal when you’re trying to meet a tight deadline and have a strict budget!

Why does it need to be approved?

Although they may seem like an extra thing to worry about at the time, building control are on your side and want to keep your building safe in the future. They are a great way of exposing any cowboy builders and bringing any of their unsafe methods of practice to the surface. All too often, these kinds of builders have packed up and left, only for an accident in the future to expose them of their shortcomings.

Why should it wait this long?

With building control by your side, you’re able to regularly check the safety and security of your project, giving you the peace of mind that work reaches the required standards.

If building control spot an issue, they can offer advice and guidance as to how it can be rectified. With this kind of corporation, we can all work towards the common goal of a well-rounded, safe structure that is ready for use straight away.

How can it be done?

Here at Architect Certificate, we can assist you in meeting building regulations with our expert team of building control inspectors. By working with us and our team – that is approved by the Construction Industry Council – you will be able to benefit from as much support and guidance as you need throughout this exciting process.

We work with you to ensure that your plans meet the safety requirements needed, so your new project can go ahead as normal. Such is our experience and industry know how, you needn’t worry about our ability to spot any potential design flaws or issues once the project has commenced.

We are a team of knowledgeable quick thinkers that use our nous to adapt to issues that may arise out of the blue. During a project, not everything is guaranteed to run smoothly, with external factors sometimes coming into play. If you’re looking for your new build to operate soundly, we’re the people to call!

Get in touch with us today

Not only do we specialise in building control, but we can also supply building warranty so you’re covered should your new building falter early in its lifespan. We offer a 10 year building warranty so you can have the peace of mind that you’re in safe hands during this timeframe.

If you have any enquiries regarding building control or any other aspect of our service, then be sure to contact us at a time that suits you. You can call us on 0161 928 8804 or drop us an email info@architectscertificate.co.uk to speak to one of our team. You can also fill out our online form and we will respond as quickly as possible.

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Published Date: 29th September 2021
Category: building warranty


 

27 
Sep

Contractors all risk insurance: What is it and why do you need it?

Construction sites can be dangerous places and the risk of loss or damage to buildings or injury to people can be all too real.

If something happens you need to make sure you’re financially covered to protect the contractor or you as the employer from risks or damages.

This is when contractors all risk insurance comes in.

What is contractors all risk insurance?

Contractors all risk is a non-standard insurance policy that protects contractors and employers from insurance claims for anything that happens while working on-site.

This includes for damage to property and injury to people and can help save on the costs and admin you might face by taking out separate policies.

For example, it could be a claim against you because a structure wasn’t constructed properly or another property was damaged during your construction project.

It could also include an injury claim from a subcontractor who was hurt while working on site. 

Who is contractors all risk insurance for?

This type of policy is usually taken out at the start of the project by both the employer and contractor.

But it’s used by anyone who is working on a construction site.

The policy would cover the employer and contractor, and would also include any subcontractors and other parties involved in the project.

This includes everyone from the site managers to the plumbers and electricians.

In the event of a claim, both the employer and contractor would be able to seek insurance from the policy to help cover any costs.

What can be included in contractor all risk insurance?

Contractors all risk is a comprehensive insurance policy against loss and damage to property or personal injury from work completed on a construction site.

A typical insurance policy will include?

  • Protection against personal injury: If a subcontractor makes a claim for injury sustained during a project, your insurance will help cover the costs of any payouts or legal fees. This could include the costs of any medical bills.
  • Damage to property: If property is damaged and needs repairs or becomes unusable because of an incident then your all risk insurance will cover the costs of bringing the property back to use.
  • Claims after completed projects: If a subcontractor or third party makes a claim for damages caused during a project, after the project is complete, your contractor all risk insurance will help cover the costs incurred for incidents while the policy was active.
  • Loss or damage of equipment and materials: If any equipment or machinery is lost or stolen from the site during the construction project, your all risk policy will help provide funds to replace the equipment so the project can continue
  • Protection against negligence: If a claim is made against you or a contractor for injury or damages due to negligence then you’ll be able to make a claim to cover any costs

While these are the typical protections included in a policy, contractors all risk insurance essentially covers any risk unless explicitly excluded from the policy when it’s taken out to help protect against any eventuality.

How much will contractors all risk insurance cost?

This will depend on a number of things but most insurers will base the cost for premiums on some typical factors.

  • Exposure to risk for each contractor on site
  • The nature and size of the largest project you’re working on on-site
  • Whether any workers are operating in particularly hazardous areas (for example from a height)
  • The frequency and severity of claims you might have made in the past

Finding the right contractors all risk provider

With so much riding on your contractors all risk insurance you want to make sure you’re getting advice from an experienced provider with knowledge of the construction sector.

At ABC+ Warranty we’ve got decades of experience helping contractors secure the right level of cover for themselves and subcontractors on a range of projects.

Get in touch with us for a quote.

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Published Date: 27th September 2021
Category: Contractors all risk insurance


 

 

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