Monthly Archives: May 2016



Self Build Checklist

Building your own home is a dream many have please use this self build checklist to help with your planning. One important element which many self builders forget is getting a house warranty to ensure you can raise a mortgage on your new home. To secure a mortgage you can get a 6 year year professional consultants certificate or a more comprehensive 10 year home warranty.



Published Date: 18th May 2016
Category: self build checklist, self building first time buyers



Can your buyer get a mortgage on the house you are building?

Getting a mortgage on a new build house can sometimes be difficult.

To be sure you can get a mortgage it is often necessary to have a home warranty or professional consultants certificate which is CML, now known as UK Finance (Council of Mortgage Lenders) Approved.

Larger home builders typically arrange for new build homes to be covered by NHBC cover. It is often cheaper though to ‘shop around’ for other suitable home warranty’s which the CML, now known as UK Finance also approve. This will be of particular interest to smaller builders building just one or two new homes and self builders.

Companies such as Professional Consultants Certificates Ltd offer both professional consultants certificates and long 10+ year home warranty’s. These are often over half the price of NHBC cover and are well worth investigating.


Published Date: 16th May 2016
Category: New Home Warranty Insurance, Professional Consultants certificates



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